Prime Mutual Plus review – Short and Long Term Loans

Posted May 1, 2015 by in Payday Loans
Prime Mutual Plus review

Rating

Easy To Follow
 
 
 
 
 


Support
 
 
 
 
 


Results
 
 
 
 
 


Price
 
 
 
 
 


Total Score
 
 
 
 
 

4/ 5

Quick Review

Description:
 
Recommendation:
 
 
 
Link:

Click here to apply with Prime Mutual Plus

 

What We Liked:

The company works with a very important network of lenders including lenders for people with bad credit . The process is fully online . The company is totally transparent regarding its policy and its coordinates. The services are free of charges .
 

What We Disliked:

The company does not guarantee the approval of the request by its partners . The online application requires a monthly income of $1000
 
Conclusion

Prime Mutual Plus is a matching service provider and not a lender itself. It works exclusively online and it connects borrower with particular conditions to their suitable lenders. The system is based on a network of lenders for people with bad credit which can investigate the database of demanders to find their clients, or they are contacted by the matching services of the company after the analysis of the data entered by the demander or borrower. The system is fully online: the borrower types requested data in an application form found online, on the company website. There are few conditions every client needs to fulfill to be eligible for application. The large database of money lenders for bad credit reduces the number of rejected applications. The partners of the company who are registered as lenders can offer three types of loans: prime payday loans, installment loans and merchandise credit line. Each type has its features and it is therefore suitable for a particular group of borrowers. The company is not to hold for responsible of any misuse of the data by any of the involved parties in the lending process except its own staff. Every lender has its own policy to ensure the payment of the loan and the company is therefore not responsible for the borrower behavior, nor does it interfere in the eventual disputes in case of nonpayment of any kind of loans.

Click here to apply with Prime Mutual Plus

by ixivixi
Full Article

Prime Mutual Plus review – Short and Long Term Loans

prime plus

M

oney is something we all need to run our lives. It is not the only thing we need to live,  yet it is very important to manage many things: We need to pay every step we make; we eat, we wear, we buy cars and houses, we pay insurances, everything worth money. But money is not always at our side, we can run out of it at any time and sudden and urgent need can occur. We may resort to bank credits, which processes are supposed to be long and difficult to achieve before we run out of time. We might also need a small amount of money, which usually not afforded by bank agencies. More restrictions are about the repay schedules and procedures. The bank agencies usually work with secured loans system, it means you need to get couple of things, properties or some goods, that are valuable to secure the loan you are requesting. It is a lot of pain for few dollars.

Prime Mutual Plus review shows that the company is a matching service provider operating within the USA

Besides, your credit score may be bad and would be an additional constraint for obtaining the loan you need. To overcome all these situations, a Loan system is settled to help people overcome the sudden needs of cash without facing the routine constraints of loan obtaining, credit score, securities and such. This system is composed of several loan categories, including long term and short term loans, loans intended for individuals and for companies. Each category has its benefits and it is intended to solve a couple of constraints. The system is supported by what we call loan providers or lenders which are prompt to lend you the money you need with no major restrictions and very fast: They are lenders for people with bad credit. All you need is to find the right fit for your situation and you are granted a loan with the suitable contract clauses. But to find the best fit for you is a long process for which you don’t have time. Moreover, you may propose the same data to each lender you contact and then you will have to wait for the answer; even it answers quickly, you may have to start the process to find other best offers. This situation initiated the emergence of the online Matching Services: they are online based companies which give you access to some money lenders for bad credit in one place by a single application. They are not lenders themselves but they can analyze the data you should type online and then they investigate their lenders network bad credit for the most suitable lenders for your situation. They are made to make the process easy for you since you are already on a hurry, they try to make it faster to achieve and regarding the urgent nature of your needs, the process is online and they do not require real papers to supply for applying. The number of the Matching Services is growing day by day and the competition among them is increasing. The services they offer are diversified and each operator has its good and bad points. Prime Mutual Plus, is one of the most reputed Matching Service providers. Found online at the URL https://PrimeMutualPlus.com, it operates in the United States of America. The present text is a contribution to many reviews you can find that will help you decide about the necessity of resorting to this Matching Service Provider.

Review

What is Prime Mutual Plus?

Prime Mutual Plus reviewPrime Mutual Plus review shows that the company is a matching service provider operating within the USA. It is not a lender itself but it works with a very great number with lenders ready to lend money under several conditions. The matching service this company provides are online from the first step until the last one. The online processing saves money, time and efforts for the loan seekers. The services give access to important loan categories and plans which are definitely suitable for each situation. Prime mutual plus Review indicates that the operator offers the possibility of applying in one place to short term loans and long term loans no matter the credit score is. Even better, the loan options cover any purpose you may intend to obtain the cash for.  Mainly, prime mutual plus are targeting bad credit loans, to help people overcome the restrictions imposed by banks. the company has a straight privacy policy regarding the data it collects through the online Application from. The services use the most up to date security plug ins to secure the data typing and the user account creation, and the protection of the stored data. They claim using the data only for the purposes of the site and not disclose them to any other party except involved in the loan processes. They are not to hold for responsible for the use of data by any other parties, because each partner has its own privacy policy regarding the data. There some partners which would use the data for promotional offers and marketing campaigns; they suppose that they have your approval when you sign contract with them.

The online form proposed by Prime Mutual Plus is simple and can be filled in few minutes. You need to tell something about yourself, the loan you need and your income sources to help the matching service find the suitable lenders. Then each lender will make his best offers and you would choose among them. The process is done online. You may need urgent cash that you can repay the next day of your Payday, then you chose a Prime Payday loan; if you want urgent cash but you wish the wages are divided on months (long term loan) then you may chose Installment loan.  Companies and small business can apply for loans with Prime Mutual Plus; they can consider the Merchandise Credit line.

Prime Mutual Plus reviews show the company concerns: they care about the customer current situation and not its past, mainly traduced by credit score. Since it is a matching finder, Prime Mutual Plus understands the facts leading the client to seek money from lenders for people with bad credit equally called bad credit payday lenders. There are lots of them but not all require the same situations or offers the same loans.

With this Matching service, you are eligible to prime payday loan up to $1000 as short term loan, and $2,500 as long term loan.

The service is provided free of charges and you have not to pay the website or the company for the assistance they provide you while you look for the best money lenders for bad credit. Prime Mutual Plus is supposed to provide the client with the finest solutions to their financial situations linking them to investors who are working as lenders.

The prime mutual plus platform gives you access to the entire loan within few clicks and with only basic data. It operates over the United States of America. Prime Mutual Plus review reveals the complete transparency of the online based company: it displays the phone number for direct contact, the physical and email addresses are also available. This transparency would give the company the proficient touch and the trust of the customers.

The company works with a great number of money lenders for bad credit. They can be individuals or groups of individual or even companies. Prime Mutual Plus review shows an interest for the wellness of the customers. The company gives advises to help people to improve their credit scores and be eligible for bigger loan with banks. There are also a bunch of directives to help them avoid Credits and Loans since they are signs of disruptions.

What are the options?

What are the options?Prime Mutual Plus reviews show that the services are composed of some loan categories and some options to make it easy for borrowers to obtain the loan they suit the most. The large number of lenders gives the network the ability to approve almost any loan request they record on their database. No matter what are the borrower’s conditions, he still can be matched with some lenders which are ready to fulfill his expectances.  The system works online from the application to the approval. This is very important because you do not need to fax any document to the matching services provider  or tl the selected lenders.

Prime Mutual Plus has built its database and integrates many money lenders for bad credit, which are supposed to help those who resort to this service because their credit score are restricting them from obtaining loan when applying through other loan operators platforms, or simply are prevented from applying for bank loans because they do not fulfill the requirements and especially the good credit score.

The network is based on lenders for people with bad credit. The credit score is no longer a constraint to obtain a loan from some parties. Certainly some other restrictions and conditions are required and they are legitimate and explicable.

When you apply with Prime Mutual, you access the large database of lenders and the benefit the advantages that are not offered by banks and some other lending agencies. The application or simply the account creation as they like to call it is simple and done once, but it gives you the possibility of being viewed by all the interested and selected money lenders.  Filling the online application is an easy process but the benefits are huge.  Besides the large lenders network bad credit that you will be eligible for, you can access several types of loans.

Prime Payday Loans:

Prime Payday Loans:Mutual plus works with payday loans lenders. Payday loans are typically short term loans which are repaid at once and usually scheduled for 29 days after the loan approval, or might be repaid the day next the payday of the borrower. The benefits of the Prime payday loan are that they can reach the amount $1000. Prime payday are particular because they do not require credit check to be approved, it means the lenders do not proceed to credit score investigation before they approve the loan. Also the system is does not require papers or document to be achieved; only some data collected online through the application form and then you are almost done. Prime payday loan are intended to be short term loans. Although the system seems to work easy, there are some requirements to fulfill to be eligible for a payday loan: the borrower must be of legal age or above, is employed at the time of the request deposit. The data are mainly the names, email and physical addresses, the income sources and the bank account. The two last required fields of the form are destined to determine the ability of the borrower to repay the loan and the deposit type the lender would resort to lend the cash.

Payday loan are very expensive and the interests calculated upon the APR are very high. Somehow the government has set a law to protect the consumers from the high rates of interests by indicating a limit to interest rates.

Installment Loans:

They are not very different from prime payday loans. Installment loans are meant for people with financial difficulties that make them not able to repay the loan at once. Actually, people who cannot obtain credit from banks because they are already have, are usually unable to pay loans scheduled on their payday and which will have high interest rate associated to them. Installment loans can be scheduled overtime on 36 payments. the interest are not very high. Installment loans are considered to be Long term loans. Installment loans are unsecured and they can be used for several purposes. Installment loans are suitable for people with instable income and those who do not have enough money to repay.  The APR associated to this type of loans gives the interest an average rate between 6% and 25% APR and the real value depends on the loan provider you chose. Installment loans are also offered by money lenders for bad credit.

Installment Loans

 

Merchandise Credit Line Loan

Merchandise Credit Line LoanMerchandise line credit, equally known as catalog cards, are particular because they are usually targeting companies and small business. When the business owner needs to buy a certain product repetitively and he doesn’t have enough money, and that the affair has a time limit. The borrower can request a loan which will deposit under his command and then come s the best parts of this system: the borrower and the lender agree a certain amount for the loan, the borrower is free to use the portions he needs over the time as long he doesn’t exceeds the agreed amount. The borrower then has to repay only the amounts he used. There is a very important point to mention: the interest rate is variable and depends on the amount used and the acquired products. The approval for this type of loans is somehow guaranteed as long as the customers fulfill few requirements. This type is handy when it comes to buying online.

Besides these plans, Prime Mutual Plus offers a very sophisticated Matching Service which is characterized by several benefits and advantages. Mainly, the services target people with credit score constraints whom are prevented from obtaining bank loans. The network of this Matching Service provider is based on money lenders for people with bad credit. These lenders offer very flexible schedules and they are very understanding. They cooperate with the matching service provider to ensure the better results and the satisfaction of the customers with total compliance to laws and policy.

How does it work?

Prime mutual Plus review shows an easy to use website with a simple landing page where the first part of the application form can be found. The page contains links to several useful other pages about the policy, the partners and there is a text that tells about the law protecting clients from the high interest rate probably imposed once. Applying for a loan with prime mutual is simple and easy and do not cost you anything but few minutes to complete. Go online and fill in the first part of the application form with requested data which are Zip code, your monthly income and income source and how would you rate your credit score.

Further, the next steps you will be asked to enter your names, addresses, whether you are military or no, and the loan amount and the category you wish. The matching service is quick and within few minutes you will be matched to the most suitable lenders found within their database. The lenders will then get in touch with you and make their best offers. You are therefore free to accept or decline according to your situation. The database is full of money lenders for bad credit which are there as investors to help borrower get what they seek from the money lenders, and of course ensure their reputation since they are some business owners and some individuals. They may be prompt to invest their money and promote the business they are running.

How does it work?The data are collected securely and then stored for further use. Actually when you enter the data you are creating an account with the matching service provider. You agree to allow them to display and disclose the data to only parties involved in the lending process. They have the right to change their policy and term of use at any time. You do not hold the responsible for any misuse of the data by any other party even if it is involved in the process you are applying for.

The cash can be used for any purpose: debt consolidations, advances, house and car repairs or for family purposes.

The company does not guarantee the approval of the request even it seems that no request has been rejected. The fact is, the company relies on the very wide network of lenders which are prompt to answer all kind of requests; no matter the borrower situation is critical, and there are some lenders which are ready to solve it. Mainly, the network is composed of lenders for people with bad credit to which it is common to refer as bad credit payday lenders. Usually they are payday loan lenders online and they do not require a credit check but it is not a major restriction. The fact that you are eligible to subscribe with prime mutual is already a proof of your eligibility to a loan. The final words are between the lender and the borrower. The borrower can accept or decline the offers he may receive after being matched with the lenders.

The service is totally free and borrower is not charged anything for applying for loan using the online application form. The lenders can ask for fees to complete the contract and that is on their own responsibility.

Any restrictions?

Due to the system of prime mutual plus and the way they are approving almost all the loan requests they receive, there are some conditions to fulfill to ensure the eligibility for application:

  • Applicant must be of legal age: to apply you must be at least 21 years old. This rule is to avoid the illegal and the void applications. There are many applicants who are not able to bear the responsibility and the charges of the loans.
  • Applicant must prove of a current income: To apply, you must prove that you work at the time you apply. A regular employment is not required but current work is a must to apply.
  • Applicant must generate $1000/month: The stability of the work is not a must but the amount of income you are able to generate per month have to be at least $1000. It is not a major restriction but you have to prove of an ability to repay the minimum loan approved.
  • Applicant must own a checking deposit: A valid checking account is required. The cash is given away as check that you can deposit at your bank. Then you may be able to access the money you borrowed.
  • Applicant IS NOT military: as the militaries have their particular system of loans.
  • Applicant must provide a valid email address: this is the obligation for the online process. Every step to make is online from the application till the approval.

These restrictions or conditions are for the protection of the consumer rights. Prime payday, installment loans and merchandise line credit are unsecured and the goal is to help people not to burden them with extra charges or disputes. Prime mutual helps people to “borrow responsibly” and not put their properties and other goods in danger.

Lender Guidelines:

Lender Guidelines:

Prime Mutual Plus reviews show that the matching service provider has a very rich network of lenders and especially lenders for people with bad credit which are payday loan lenders online. They are ready to offer their best interest rates in order to help the borrower pick their offers and benefits from it. They do not care so much about the credit score.

Lender Guidelines:They are offering several types of loans: prime payday, merchandise credit line and installment loans. They propose different terms for payment and the supply the customer with the best schedules and flexible calendar.

Prime Mutual Plus works as the promotional tool for your request: many lenders can view your request online as you are members of the same platform but not the same plan.

Lenders are called to give their customer extreme clear overview of their offers and are not allowed to charge them hidden fees; transparency is a must in their business.

Prime payday is very particular because it is associated to an interest rate which is about 20% APR and can go up to 1200% APR. Money is wired to the borrower bank as soon as the loan is approved and accepted by the customer. The time that will take the wired money to appear in the checking deposit depends on the banking agency and the lender.

In case of nonpayment, every lender has its own policy. The lender can:

  • Resort to a collection company
  • Resort to an adjustment of the interest rate and the payment schedules.
  • Resort to a renewal as a convenience to the borrower.
  • Report to a credit bureau and affect your credit score for further operations.

Prime Mutual Plus Pros:

It is good to resort to Prime Mutual Plus to look for online loans. The company offers particular features to benefit of.

  • Prime Mutual Plus Pros:The company works with a very important network of lenders including lenders for people with bad credit. They are specialized in providing solutions for people with bad or without credit score. The great number of members registered in the lenders’ database makes the company proud of the rate of approval she is known for.
  • The registered lenders are prompt to approve any type of loans with any credit score since the candidate is eligible for applying using the online application form of the company.
  • The process is fully online. Usually borrower does not need to fax any further documents: the decision is often made up on the data entered and collected through the application form. Therefore no credit check is done or required by the lenders to complete the process upon acceptance of the terms.
  • The company is totally transparent regarding its policy and its coordinates. This gives it a trusted statue among the multiple matching service providers settled online.
  • Prime Mutual Plus relatively young company, yet it has no serious complaints against it and it has built a very good reputation.
  • The services are free of charges, although the lenders may charge you some fees for completing the contract.

Prime Mutual Plus Cons

The company does not operate in some state of the US. The covered states’ list is susceptible to change at any time without prior notice.

Besides this restriction of covering, some points are meant to be reviewed by the company to provide better help and best assistance to the clients.

  • The company does not guarantee the approval of the request by its partners; they are the master of their decision and the company is not involved in the lending process but in the collect of data. Therefore the acceptance of the application is not a proof of the loan approval.
  • The online application requires a monthly income of $1000; although it is for ensuring the payment of the loans, it appears to be a major constraint for some people with bad credit and do not have that income. It is somehow restricting the covering range of the company even if it is well reputed.

Conclusion

Prime Mutual Plus ConsPrime Mutual Plus reviews acknowledge that this is a matching service provider and not a lender itself. It works exclusively online and it connects borrower with particular conditions to their suitable lenders. The system is based on a network of lenders for people with bad credit which can investigate the database of demanders to find their clients, or they are contacted by the matching services of the company after the analysis of the data entered by the demander or borrower. The system is fully online: the borrower types requested data in an application form found online, on the company website. There are few conditions every client needs to fulfill to be eligible for application. The large database of money lenders for bad credit reduces the number of rejected applications. The partners of the company who are registered as lenders can offer three types of loans: prime payday loans, installment loans and merchandise credit line. Each type has its features and it is therefore suitable for a particular group of borrowers.   The company is not to hold for responsible of any misuse of the data by any of the involved parties in the lending process except its own staff. Every lender has its own policy to ensure the payment of the loan and the company is therefore not responsible for the borrower behavior, nor does it interfere in the eventual disputes in case of nonpayment of any kind of loans.

Click here to apply with Prime Mutual Plus