Four Star Finance Review – Bad Credit Loans
Quick Review
Description: Payday Loans
What We Liked:
When you apply with the Four Star system, you do everything online , Applying with the Four Star System is to have access to several loan plans with a single application , The lender does not proceed to credit check to approve the loan, but they need it to decide about the amount to approve , The approved loans are usually deposited directly into the checking account of the borrower within hours, at most 24 hours after the approval and the agreement signed depending on the lender.What We Disliked:
4 Star Finance review shows that not all the state are covered and the coverage list is susceptible of changing at any time , The agreed amount can’t be more than $1000, which is low in comparison with some other matching service providers , You must be 21+ years old and employed.The Four Star Finance is a good matching service provider with a high conversion rate of about 80%. The requests that are converted are approved but can be declined by the borrowers. The company connects with lenders ready to lend money with no credit check required, but the self appreciation is somehow required only for deciding about the amount to agree. The 4 Star Finance needs to review the Coverage and the maximum amount agreed by the lenders. overall it is easy to apply and it is done online without the need for fax, after approval it takes up to 24 hours to receive the money in a direct deposit into your checking account.
Four Star Finance Review – Bad Credit Loans
he urgent need of cash is something that comes without prior notice, suddenly and strikes everyone. Anyone can run out of cash and he can find himself facing urgent situations that are soliciting immediate cash. Usually, when you need cash you apply for credit and loans at bank agencies. The amount you receive is often enough to overcome the financial issues and the repayment is comfortable. But in Emergencies, resorting to banks is not the choice, Imagine the number of papers and documents you will need to furnish, the time you will wait and the restriction you may face; Banks always ask for good Credit Scores to approve a credit. By the time you will get approved, the necessity wil be no more with immense hope of non casualties or losses. You are facing two major issues: time is not on your side and you don’t have good credit score to get approved for the amount you need. The best solution is to seek for lenders to invest in the cash you need and you are ready to pay the borrowed money associated to a certain interest rate. But finding someone or some party able to lend you some money with the best conditions for you is not an easy task. If you plan to look for such person or company you may plan some time to spend making phone calls, looking in yellow pages or easier, go online and do your search. You can find some coordinates and then you will contact them for application. Logically, you need to repeat these tasks as many time as you need to find the suitable lender who will accept to give you the cash and sign a contract with you. The problem is that you don’t have enough time to go through all this process and repeat it as many time it takes to get the best result.
The best idea is to benefit from the online Matching Services Providers. They are online based companies that help you to apply once for loans and then they will do search for you fast and more efficiently. They are usually connected to some lenders and they use the data you may use to apply with lenders and they propose them to their registered lenders after having done the analysis and selected the most suitable operators that may fit your situation. Reviews and Comments are written about these operators to help you decide about the best to opt for. This text is about one of reputation, the Four Star Finance, which is not a lender itself but a matching service provider. It connects to a very important database of partners ready to handle any situation you have and help you with the cash you need for whatever you need it regardless to your credit score. The Four Star Finance review will try to check the company and will tell you why you should apply for a loan using the 4 Star Finance services, or why it would be better to avoid resorting to it.
Review
What is the Four Star Finance?
The company is a loan operator working in the USA. The state coverage is to check permanently because the covered state’s list may change from time to time without prior notice. Four Star Finance review shows a simple but attractive website with few colors but very rich content. the Website is the exclusive portal of the company, which is an online based company. You can find the Different loan types proposed by the company partners, the several purposes you can use the money for and equally they mention the credit qualities you should have to be eligible for application. The 4 Star Finance reviews show that the company is not a lender itself but it connects to a very important network of lenders which are specialized in bad credit loans. The Company is therefore called Matching Services Provider: it operates online as a Search Engine to allow you search the database using the data you type in the application form.
The 4 Star Finance is said to be a free matching service, which means you don’t have to pay any fees for applying. The company is not involved in the approval process. It only has the duty of storing the data you enter and then use them to investigate the database of lenders to find the best fit for your financial situation. The company is reputed for its straight Privacy Policy. The 4 Star Finance reviews show that the company uses the most up to date security applications to ensure the security of the typing in operation you make when you apply; the data storage is also ensured by the ultimate security applications to protect your data against Identity Theft. The disclosure of the data is only allowed to the parties involved in the loan process: only the Matching services and the potential lenders are allowed to view the data you enter, in addition of yourself. therefore you are allowed to update the information you entered to maximize the matching chances.
Four Star review shows that the company connects with lenders who are ready to approve loans for many purposes, For example you can use the money for paying bills or debt consolidation, You can use the money for family expenses as going on vacation and enjoy the holidays. The cash can be used to overcome an emergency such medical emergency, car or house repair. Reviews state that the company partners’ network makes the approval guaranteed at 80%. There are no records of rejected application, but there may be some delayed approval because of the non agreement about the contract clauses between contractors, that mean between borrowers and lenders. The non converted applications are certainly due to the fact that the borrowers may decline the offers they receive.
What is it good for?
When you apply for a loan with 4 Star Finance, you have access to several lenders who are ready to invest in your loan regardless to your credit history, but they do care about your current solvency. The online application is easy and takes few minutes but gives you access to all the benefits of the network.
There is no need to tell about the purposes of the application as long they are ready to help you overcome the situation.
You can obtain:
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Family expenses loan; cash that you can spend on family things, as vacation and holidays. The family expenses loan is usually categorized as consumers loans, because the cash is used to fill a lack of budget for planned trip or barbeque. The lenders registered with Four Star Finance are not concerned with what you are going to do with the money. They are there to help you get it.
- Emergency loans: these loans are very important as they are approved very easy and very fast. There are times when you need emergency cash for urgent medical interventions. You may not have enough as you may have anything at all. The point is never when to repay the loan, but it is essential to get the cash very fast. Emergency loans are therefore perfect for these situations and they come to be very handy; considering the online process employed by the Company, the emergency loans are likely to be approved very fast and efficiently.
- You can use the money for fixing car; the cash will be qualified fix your car loan. that designation is related to the exclusive use of the cash but it is not really limited to that purpose, because you can proceed to house repair with the money you touch.
- Pay bills loan and Rent/Mortgage loans are both as debt consolidation loan. the reality is that the cash will help you everywhere and at any purposes. The only barrier between you and the money is the time of application, the time of approval and the time needed to make the deposit.
Besides this classification, the company works with lenders who are ready to approve long term loans and short term loans. Payday loans are the typical short term loan approved. they are associated to a high interest rate calculated up on the APR. They are destined to be paida once and scheduled to the payday of the borrower but at most 29 days.
Long term loans are scheduled to be paid over time and they are associated with low interest rate calculated up on the APR. Long term loans typically Installment loans are destined to people with financial issues and they can’t afford themselves to pay at once with association to high interest rate.
These two categories can reunite the Emergency loans, the Rent/Mortgage loans, the family expenses loans, the fixing your car loans and the repairing house loans.
Merchandise Credit Line are supposed to be
How does it work?
The system works all online. You just need to create an account on 4 star finance website, by entering your state of residence, zip code and the amount you need to borrow. Then you will have to complete the registration by your names, full physical address and a valid email. A working phone number will be necessary to furnish. Then you have to wait for the first offers that you would receive from several lenders who are selected by the matching services up on the data you just entered. You will have to tell an appreciation of your own credit score in order to help them decide about the amount you would be approved for. In any case, the credit score is used as factor of approval.
Before e you apply, you must be over 21 of age, you must generate a monthly income about $1000. You don’t need to have a stable income but you must be employed when you apply for the loan. You have to prove you have a checking account, because the lenders make direct deposit in your account. For the last step, you must be a non militaries, because they have a specific system to handle them.
Four Star Finance Pros:
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When you apply with the Four Star system, you do everything online. You don’t need to fax any document. the whole process is done online from the application to the approval.
- Applying with the Four Star System is to have access to several loan plans with a single application. Your application is secure and safely done. When you apply you create an easy to cancel account. You can access the account at any time and update the info you enter.
- The lender does not proceed to credit check to approve the loan, but they need it to decide about the amount to approve.
- The approved loans are usually deposited directly into the checking account of the borrower within hours, at most 24 hours after the approval and the agreement signed depending on the lender.
Four Star Finance Cons:
- 4 Star Finance review shows that not all the state are covered and the coverage list is susceptible of changing at any time.
- The agreed amount can’t be more than $1000, which is low in comparison with some other matching service providers. That amount is to review and it would be better to extend the lenders’ network to integrate operator prompt to approve more important amounts.
- The amount agreed is equal to the minimum monthly income required. this can be a certain restriction to the system work.
- it seems that some offers do not meet the borrower expectations, and that the reason why there is some request that leads to void contracts.
Conclusion:
The Four Star Finance is a good matching service provider with a high conversion rate of about 80%. The requests that are converted are approved but can be declined by the borrowers. The company connects with lenders ready to lend money with no credit check required, but the self appreciation is somehow required only for deciding about the amount to agree. The 4 Star Finance needs to review the Coverage and the maximum amount agreed by the lenders. overall it is easy to apply and it is done online without the need for fax, after approval it takes up to 24 hours to receive the money in a direct deposit into your checking account.
Click here to apply through Four Star Finance
